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A life without a MasterCard seems unimaginable. MasterCard payment cards are essential parts of our daily transactions. You can use these universally accepted payment cards to purchase any online or in-person good or service. Nearly all e-commerce websites accept this payment method, and online casinos are no exception.
Most online casinos accept MasterCard as a payment option, and you may rarely see one that does not. However, finding a legit MasterCard online casino may be a difficult task. For this reason, I put together this guide so you can easily find the best online casinos that accept credit cards as deposit and withdrawal methods.
Some History
The period of plastic payment card use in the United States is when MasterCard came into existence.
In 1966, the demand for card payments was growing. As a result, a group of American banks came together to form ICA or Interbank Card Association to respond to the market’s growing demand.
A few years later, the BankAmericard group rebranded its name and logo to gain an advantage over its rival. To do that, they have introduced a new logo- the orange and red circles we all know today- and called it Master Charge.
A decade later, the company’s operations were extended into Europe. They allied with Euro Card and Access Card brands to further expand their circle of influence in the card payment market.
Later, in 1979, the MasterCard name was used for the first time. Since that date, MasterCard’s popularity increased to the extent that reportedly, it was the first payment card in China. The company did not stop there and in the 1990s introduced the first global online debit program- Maestro. In 2014, MasterCard and Apple teamed up and introduced an e-wallet for iPhones.
Mastercard has a huge reach and a reputation for safe, hassle-free payments. For these reasons, it is used in all businesses and stores worldwide. Its safety and ease of use is the main reason online casinos and gambling platforms accept it as a payment method. However, it comes with hits and misses that I will be covering in the next section.
Advantages And Disadvantages Of Mastercard Payments
MasterCard has been around since the 1970s and is globally accepted by nearly all businesses and individuals. They have never given up on their market share, which makes competition difficult for their rivals. People have strong confidence in this ever-present logo because of its excellent security features which allow the company to extend its operation even further. Merchants must prove their reliability if they want to sign-up with MasterCard and this guarantees high security.
MasterCard offers zero liability protection to its users. This means, the MasterCard holder will not be responsible for unauthorized transactions, and the money will be reimbursed to their account. However, some types of MasterCard prepaid and gift cards do not come with this feature.
MasterCard offers high security for your sensitive information via tokenization. Through this process, your credit card will be replaced with a unique token which will be stored in the merchant’s database. Better yet, contactless payments are encrypted which makes counterfeit use nearly impossible.
Similar to its main competitor-VISA, MasterCard tries to make it possible for its cardholders to use MasterCard everywhere they go. To do so, they team up with different service providers like hotels, major retailers, outlets, airlines, stores, and even land-based and online casinos. The perk of these partnerships is that you can use some sweet discounts, bonuses, loyalty programs, and other prizes. There are a large number of VISA and MasterCard casinos out there that offer multiple bonuses for cardholders.
Despite all the benefits MasterCard provides for its users, many people hesitate to use it due to ethical issues. VISA and MasterCard have created a virtual duopoly over the credit card market. Apart from that, both companies have faced several lawsuits over the past few years, and in 2019 were charged half a billion euros fine for breaching EU antitrust laws. Some are concerned if their power keeps rising, their underhand tactics continue.
The table below summarizes Mastercard payment pros and cons:
| Pros of Mastercard Online Casino Payments | Cons of Mastercard Online Casino Payments |
| Almost all online casinos accept MasterCard. | Some US casinos do not support MasterCard for withdrawals. |
| Your funds appear almost instantly when you top up your account with Mastercard.
| It can take up to five business days to receive the withdrawn cash. |
| Secure banking at trusted online casinos | Sometimes has a 2% fee or more on withdrawals |
| Offers exclusive mobile banking apps that add to its convenience. | Unpaid balances will charge interest rates. In addition, some cards charge annual fees. |
| Most online casinos offer big bonuses and promotions for MasterCard deposits. | |
| You can easily deposit at online casinos using prepaid MasterCards. |
How To Deposit At An Online Casino Using A Mastercard
It is effortlessly easy to deposit at online MasterCard casinos. Such casinos use the latest encryption technologies to ensure the highest security of all transactions. Some online casinos allow for credit card withdrawals which I will mention later in this article.
Below are simple steps to use a Mastercard to fund your account:
- Sign up and verify your account: Before you can deposit at any online casino with real money, first, you should create an account and verify. This can be done within a few minutes by creating a username and password and providing personal info like your address and date of birth.
- Pick Mastercard From the List of Options: After account verification, you will be taken to a screen where you can select your banking method to fund your account. Look for the Mastercard symbol and select that option to deposit. Now, you should enter your card info: card number, expiration date, CVV, etc.
- Enter your deposit amount: Fund your account with your desired amount of money. Always double-check and make sure the amount you entered is correct.
- Insert Bonus Codes If Applicable: At most online casinos, you can earn money through the casino’s welcome bonus. Some welcome bonuses require a bonus code for them to be processed. Enter any applicable codes and proceed.
- Submit Payment: Now, you should check your banking details one last time to confirm everything looks like it’s supposed to. If it’s all set, hit submit and wait for your deposit to process. Typically, it only takes a few minutes.
- Start Playing For Real Money: All good and you can easily start playing for real money.
How To Withdraw From An Online Casino Using A MasterCard
Not all online casinos accept MasterCard as the withdrawal method, but most of them do. Top online casinos will clearly outline the withdrawal options along with detailed info in the banking section of their site.
Below are the steps you need to take to withdraw your winnings using a MasterCard:
- Go to the cashier.
- From the withdrawal options, pick MasterCard.
- Check payment limits because most casinos have withdrawal limits for MasterCard players.
- Enter the amount you want to withdraw.
- Press withdraw to submit your withdrawal request.
- Usually, it will take a casino 24-48 hours to process your request, and you will have access to your money after 2-4 business days.
Note: casino MasterCard withdrawals are mainly free, but in some cases, you may be charged a 2% or more fee.
Top Online Casinos For Mastercard Deposit And Withdrawal In 2022
In the vast sea of online casinos, hundreds of them accept MasterCard as the banking option. However, we do not recommend blindly signing up with any MasterCard casino you come across.
Below are the top US-friendly online casinos that accept MasterCard and credit cards.
| Online Casino | Min Deposit | Max Deposit | Available for Withdrawal | Fees | Processing Time |
| Betonline | $25 | $5,000 | No | None | Instant |
| Wild Casino | $25 | $5,000 | No | None | Instant |
| Super Slots | $25 | $5,000 | No | None | Instant |
| Bovada | $20 | $1,500 | No | 15.9% or Higher (First Deposit= Free) | Instant |
| Tiger Gaming | $25 | $5,000 | No | 7.5% | 15 minutes to 2 hours |
| Fan Duel | $10 | $10,000 | No | None | Instant |
| Ignition | $20 | $1,500 | No | 5.9% | Instant |
| Red Dog | $30 | $1,000 | Yes(Min:$150 and Max:$2,500) | None | Instant |
To Sum It Up…
MasterCard is well-known for safety and security for online transactions, and the company prides itself on that. On top of that, at some casinos, MasterCard players can benefit from cashback and other exclusive offers and special bonuses.
If you are a MasterCard holder, you are a click away from the thrill of online real money gambling. Pick one of the top online casinos recommended on this page, and let the fun begin.
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